Part-Time Benefits Overview

Medical & Prescription Drugs

Select Health Choice 1 or Health Choice 2. Both options offer the same features:

  • A Health Savings Account (HSA) (if eligible), which lets you set aside pretax money to pay for current and future eligible health care expenses.
  • Use any doctor you choose. You’ll save money with in-network providers.
  • In-network preventive care (according to federal guidelines) is paid at 100% up to the allowable amount and not subject to the deductible.
  • Annual deductible: All non-preventive covered expenses — medical and prescription drug — go toward meeting the deductible.
  • Out-of-pocket maximum (OOP maximum): Protects you from unexpected high health care costs in any given year. Note: OOP Maximums work differently under individual and family coverage.
  • Prescription drug coverage through CVS/Caremark: Certain preventive care drugs are covered at 80% or 100% and not subject to the deductible.
  • Applied Behavioral Analysis Therapy (ABA) coverage for treatment of autism. Precertification is required and services must be provided by a certified ABA provider.


For those covered by a PNC medical option, access to U.S. board certified doctors via phone and video conferencing is available through Teladoc. It’s a convenient, less costly option for non-emergency medical care, dermatology and behavioral health support. Phone consultations are available 24/7. Video consultations are available from 7 a.m. to 9 p.m. ET every day. You can even earn up to $100 in wellness credits when you register for Teladoc or complete a consultation. See the Wellness Incentive Checklist for wellness credit requirements and other details.


Coverage through Aetna Affordable Voluntary Dental, which offers limited dental coverage and has a maximum annual benefit of $500 per person.


Coverage through Aetna Affordable Voluntary Vision, a limited vision plan that pays $100 for an exam once every calendar year. Network providers offer discounts on frames and lenses.

Life Insurance

$20,000 Life Insurance benefit is automatically provided by PNC.

Incentive Savings Plan (ISP) 401(k)

Part-Time employees are eligible for the plan after completing one year of service. You are automatically enrolled at a pretax contribution rate of 4% in the BlackRock LifePath Target Date Fund that most closely aligns with the year you’ll reach age 65, unless you make different contribution/investment choices or decline the enrollment within 30 days of your eligibility date.

  • You may contribute from 1% to 75% of your eligible pay on a pretax basis and/or through Roth after-tax contributions up to the IRS maximums.
  • PNC will match your pretax and/or Roth after-tax contributions dollar for dollar up to 4% of your eligible pay. You are eligible for the company match as soon as you enroll. You are vested in the company match after three years of service.
  • There is a minimum company match of $2,000 if you contribute at least 4% every pay period throughout the year and remain employed by PNC on Dec. 31 of that year. The minimum match is prorated for hourly or part-time employees based on the number of hours worked, and those who are eligible for less than a full year.
  • You choose from a variety of investment options to match your personal savings and retirement goals.

Pension Plan

Part-Time employees are eligible for the plan after completing one year of service.* The plan provides a retirement benefit that is company-funded. Your benefit accrues with earnings credits in an amount equal to a percentage of your eligible pay each quarter, along with interest credits earned on your account balance each quarter. The benefit vests after three years of service.

  • If you were covered by the PNC Pension Plan — including active participation in the National City portion — as of Dec. 31, 2009, you will be maintained at the earnings credit level you had attained on that date (from 3% to 8% which was based on your age and years of service). Your earnings credit level will not increase in the future.
  • Part-Time employees hired on/after Jan. 1, 2010, receive a fixed 3% earnings credit after becoming eligible for the plan.
  • Effective Jan. 1, 2018, eligible employees receive a minimum $2,000 credit annually.

*Harris Williams employees do not participate in the PNC Pension Plan.


Active, part-time employees may be eligible for paid vacation time after their first year of service.


  • The corporate holiday schedule provides 10 paid days per year.
  • Part-Time employees are eligible for paid holidays if the holiday falls on a regularly scheduled work day.

Educational Assistance

Part-Time employees with one year of service are eligible for a benefit of up to $1,200 per year for eligible undergraduate or graduate classes or degree programs.

  • Covers all classes required for a business-related degree, whether or not they directly relate to your job.
  • Reimbursement level is based on the grade received.

Visit Pathfinder to learn more.

Living Well

Living Well includes programs, tools and resources to help you manage your health, money and work/life responsibilities. Living Well benefits and programs are available to all employees and their spouses/domestic partners/adult dependents living with them, regardless of medical coverage. Some benefits and programs have special eligibility criteria.

If you’re enrolled in a PNC medical option, the Wellness Incentive Program offers you and your covered spouse/domestic partner up to $100 in wellness credits each year if you complete the free online Health Assessment. Then, you can earn up to $500 in additional wellness credits and your covered spouse/domestic partner can earn up to $300. That’s a total of $1,000 in wellness credits deposited as dollars in your HSA.

If you are not enrolled in PNC's medical benefits or not eligible for an HSA, you can earn up to $100 in wellness credits as taxable cash in your regular PNC pay as activities are completed.

Learn more

Employee Assistance Program (EAP)

Free confidential assistance with challenges of daily living, ranging from parenting and elder care to mental health counseling. It is available 24/7 to employees and family members. Learn more


PNC’s advocacy service is there when you need help with complex health and retirement benefits issues, locating doctors and medical facilities, coordinating PNC’s benefits with Medicare, and managing claims issues. This service is available to all employees; you don’t have to be enrolled in a PNC medical option to use it. Call the HR Service Center at 877-968-7762, option 1, then say "advocacy" when prompted. For more details, please refer to PNC’s medical plan information.

Parental Leave (for birth or adoption)

New parents of any gender are provided with six work-weeks' time off, paid at 100% of regular salary, to bond with a new baby or child. Employees must meet eligibility requirements, including one full year of continuous service as of the date of a birth or in conjunction with an adoption. Time must be taken within one year after a birth or in conjunction with an adoption, and it must be taken in whole work-week increments. Parental Leave is in addition to Maternity Leave and/or STD available to birth mothers.

PNC Just In Case Care

National network of backup child and elder/adult care services to help you make it to work when your regular arrangements are unavailable.

Adoption Assistance

Effective Jan. 1, 2017, if you have at least one year of continuous part-time service and meet additional eligibility requirements, PNC will provide financial assistance up to $2,500 for eligible expenses for each adoption. Learn more

Commuter Benefits Program

Pay for eligible parking or transit expenses with pretax dollars and choose the convenience of debit cards or home delivered transit passes, among other options. You may enroll or change your contribution through Pathfinder (via WageWorks) at any time.

Business Travel/Criminal Acts Insurance

Covers death and dismemberment while you travel on company business or resulting from the criminal acts of others that occur while you travel and are functioning in your capacity as a PNC employee.

Employee Stock Purchase Plan (ESPP)

Part-Time employees with at least one year of service may contribute 1% to 10% of their regular pay to purchase PNC common stock at a 5% discount from the fair market value on the purchase date.