Health & Life Insurance

Full-Time Benefits Overview 2024

Part-Time Benefits Overview 2024

Medical/Prescription Drug

Health Savings Account

Dental

Vision

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2024 Vision

Full-time (including RSP) and part-time employees can select vision coverage through UnitedHealthcare. Highlights include:

Comprehensive contact lens formulary
Simplified plan design for lens purchases (many lens options are now included with the $15 copay)
Broad network access, including popular chains like Walmart, Visionworks, Costco and Target, plus independent retailers, including Warby Parker
Discounts on laser vision correction services (LASIK) at participating providers

Vision coverage also includes UnitedHealthcare Hearing, which offers discounted access to hundreds of name-brand and private-label hearing aids, plus convenient ordering options and personalized care to help you improve your hearing. Learn more.

Note: This is separate from the prescription hearing aid coverage available under PNC medical coverage. Also, the medical carriers offer hearing discounts. Call the member services number on the back of your medical ID card for more information.

Here’s a more detailed outline of the coverage and features available:

Item & Frequency	In-Network	Out-of-Network
Routine Vision Exam Members age 13+: once every calendar year Children through age 12: twice per calendar year Members with diabetes and pregnant or breastfeeding members: twice every calendar year.	You pay $15 copay Plan pays the rest Retinal screening: $39 copay for non-diabetics	Plan pays up to $30 You pay the rest
Frames Once every calendar year	You pay $15 copay¹ Maximum allowance of $150, plus a 30% discount on amounts over that	Plan pays up to $45
Eyeglass Lenses Once every calendar year, instead of contact lenses	You pay $15 copay¹ Lens options at no additional cost: Standard scratch-resistant coating Standard anti-reflective coating UV coating Scratch warranty Tint Polycarbonate lenses Additional lens options are available at 80% coinsurance after copay. Progressive lenses (Tier 1 to Tier V) are also available after copay at the lesser of $55 to $190 or the retail billed charge, depending on the type selected Tier IV anti-reflective coating $50 copay Blue light coating included with www.uhcglasses.com with the purchase of a first pair of glasses, as well as a discount on a second pair of glasses 50% blue light coating discount with the purchase of a first pair of glasses at Visionworks	Plan pays $40–$80 depending on lens type
Contact Lenses² Once every calendar year, instead of eyeglasses	For contact lenses on the UHC formulary², you pay a $15 copay for the exam, then the lens fitting, evaluation, and up to 6 boxes of formulary lenses are included at no extra cost For non-formulary³ contact lenses, you pay a $15 copay for the exam; the plan pays up to $150 for the lens fitting, evaluation and non-formulary lenses (anything above $150 is discounted)	Plan pays up to $50 for elective contacts
Necessary⁴ Contact Lenses	Necessary contact lenses⁴ are covered in full	Plan pays up to $210
Other Features Hearing services: Free hearing consultation, three-year warranty on products, one-year supply of hearing-aid batteries, discounted hearing aids; to learn more, go to uhchearing.com Low vision services: Covered both in-network and out-of-network, with prior approval, up to the plan maximum Access to laser vision correction services (LASIK) at discounted fees through participating providers

¹If you purchase eyeglass lenses and frames at the same time from the same in-network provider, only one co-payment will apply for both the eyeglass lenses and frames, combined.

²At Costco, Sam’s Club, Walmart and 1-800 Contacts, the contact lens formulary will not apply; the copay is waived and the $150 allowance will apply. Other in-network locations may not offer formulary contact lenses. In those cases, your allowance for non-formulary contact lenses will apply.

³If non-formulary contact lenses are prescribed; the member will be responsible for the contact lens fitting and evaluation.

⁴As determined by your vision provider, for certain medical conditions (refer to the Vision Summary Plan Description (SPD) for details. Necessary contact lenses are in lieu of contact lenses.

To find network providers

Go to myuhcvision.com and use the Provider Quick Search on the right side of the screen.
Call UnitedHealthcare: 800-638-3120

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